{"id":4667,"date":"2006-12-31T17:11:41","date_gmt":"2006-12-31T22:11:41","guid":{"rendered":"http:\/\/www.philstockworld.com\/about\/132\/"},"modified":"2025-01-07T18:57:36","modified_gmt":"2025-01-07T23:57:36","slug":"privacy","status":"publish","type":"page","link":"https:\/\/www.philstockworld.com\/privacy\/","title":{"rendered":"PhilStockWorld Privacy Policy"},"content":{"rendered":"<p class=\"MsoNormal\"><span style=\"font-size: 12px;\">This Privacy Policy is applicable to the Members of\u00a0<a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a>. Your privacy, and the privacy of all <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a> Members, is important to us, and we are committed to protecting the personal information you choose to share with us. Accordingly, we have adopted the following privacy policy, based on the principles of notice, choice, access and security in the collection and use of all information regarding our members and their activities at PhilStockWorld\u2019s web sites.Our data collection and privacy practices are described below. This policy tells you, among other things, what information we may gather from you, how we may use or disclose that information, and our efforts to protect it. Please read this policy carefully, and feel free to contact us at <a href=\"mailto:admin@philstockworld.com\">support@philstockworld.com<\/a>\u00a0(or at 201.743.8009)\u00a0if you have any questions regarding its contents.<\/span><\/p>\n<p><span style=\"font-size: 12px;\"><b>PRIVACY POLICY FOR PHILSTOCKWORLD<\/b><\/span><\/p>\n<p><span style=\"font-size: 12px;\"><b>Effective Date:<\/b><span style=\"font-weight: 400;\"> January 6th, 2025<\/span><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 12px;\">This Privacy Policy describes how PSW Investments LLC (&#8220;we&#8221;, &#8220;us&#8221;, or &#8220;our&#8221;) collects, uses, and discloses your information when you visit our website (the &#8220;Site&#8221;) or use our services (the &#8220;Services&#8221;). By accessing or using our Site, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our Site.<\/span><\/p>\n<p><span style=\"font-size: 12px;\"><b>Information We Collect<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 12px;\">We collect various information about you, including:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12px;\">Contact details (name, address, phone number, email)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12px;\">Order information (billing address, payment details)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12px;\">Account credentials (username, password)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12px;\">Customer support inquiries<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12px;\">Any information you provide voluntarily through forms, surveys, or communication with us.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400; font-size: 12px;\">We also collect usage data through cookies and similar technologies to understand how you interact with the Services.<\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 12px;\">The only individually identifiable information that <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a> seeks about you is that which you are asked to provide when you register or apply for a subscription. This information includes your name, mailing address, e-mail address, and billing information.\u00a0We collect non-identifiable information to measure how our Members use <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a>\u2019s web sites. This information may include statistics about the numbers and timing of unique visits to <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a>, repeat visits, and which pages are viewed. We use IP addresses to analyze trends, administer the site, track user&#8217;s movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information. <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a> offers several avenues for Members to volunteer statements, opinions, or other information which is then made available to others on <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a>\u2019s web sites. We do not require Members to include personally-identifiable information in these postings. In fact, we generally discourage it. The content of voluntary postings are the sole responsibility of the Members who post them, subject to the applicable Usage Agreement.<\/span><\/p>\n<p><span style=\"font-size: 12px;\"><b>How We Use Your Information<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 12px;\">We use your information to:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12px;\">Provide and manage our services,\u00a0 subscription-based content and trade alerts.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12px;\">Process transactions and communicate billing information.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12px;\">Manage your account<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12px;\">Send marketing and promotional communications (with your consent)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12px;\">Detect and prevent fraud<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12px;\">Improve the Services<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12px;\">Respond to your inquiries and provide customer support.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12px;\">Comply with legal obligations<\/span><\/li>\n<\/ul>\n<p class=\"MsoNormal\"><span style=\"font-size: 12px;\">Your registration and application data will be closely protected.<\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 12px;\">Many of the features on <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a> are designed to meet the needs and interests of our Members. To support this personalization, we need to be able to identify your account each time you log in to a <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a> web site. We may combine your application data and information about your usage of our Site with those of all or a particular group of our members, to prepare aggregated, non-identifiable profiles of our members and their activities on our Site. For example, we may track the number of our members who view certain pages or use certain features. Such information, and other aggregated information we derive from individual members&#8217; information, allows us to continue to grow and provide you with timely and useful information through our Site. <\/span><\/p>\n<p><span style=\"font-size: 12px;\"><b>How We Disclose Your Information<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 12px;\">We may disclose your information to:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12px;\">Third-party service providers (e.g., payment processors, data analysts)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12px;\">Business and marketing partners (with your consent)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12px;\">Affiliates<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12px;\">As required by law<\/span><\/li>\n<\/ul>\n<p class=\"MsoNormal\"><span style=\"font-size: 12px;\">We may provide prospective business partners and other third parties with non-identifiable, aggregated information about <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a>\u2019s web site traffic. However, this aggregated information about website traffic will not include personally-identifiable information such as registration, subscription, application data or individual page-views. <span style=\"font-weight: 400;\">No mobile information will be shared with third parties\/affiliates for marketing\/promotional purposes. <\/span><a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a> also reserves the right to disclose information as required by law, or to the extent that we believe in good faith that such disclosure is legally required or necessary to protect others&#8217; rights or property. From time to time, <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a> may use highly reputable third-party partners\/software for email list management, email distribution and survey research. In such cases, specific types of information may be transferred to these third parties so as to enable them to perform specific functions on our behalf.<\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 12px;\"><a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a> Members will occasionally receive information on products and services that <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a> offers. If you do not wish to receive this information you may &#8220;opt out&#8221; by sending an email stating such to <a href=\"mailto:admin@philstockworld.com\">support@philstockworld.com<\/a> or following the instructions provided at the bottom of all <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a> emails.<\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 12px;\">Members&#8217; personal information will not be provided to third parties.<\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 12px;\"><strong>How does <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a> use &#8220;cookies&#8221;?<\/strong><\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 12px;\">Using <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a> \u2018s web sites requires that you accept the use of &#8220;cookies,&#8221; which are small files that our web sites send to your Internet browser for storage on your computer&#8217;s hard drive. <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a> uses cookies to facilitate the login process for you across multiple applications on our sites, to measure traffic on our web sites, and to &#8220;personalize&#8221; your experience as a Member. When you register or apply for membership, <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a> assigns a unique identifier to you, and we place a cookie on your computer which will remind our system of that identifier in other areas of our web sites, or the next time you visit one of our web sites. This cookie allows you to access all of your personalized areas of our web sites without having to log on multiple times. If you reject the cookie, you may still use our site, but you will be limited in some areas of our site. The cookies alone cannot be used to identify you. Instead, your computer is assigned an identifier and that identifier is tracked using the cookie. This identifier is meaningful only within our secure database system and your personalized version of <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a>. Some of our business partners use cookies on our site, and we have no access to, control over, or responsibility or liability for these cookies.<\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 12px;\">We also use cookies to measure activity on our web sites. Our plans for improvements and updates are based on which areas of our web sites are popular and which are not. Everything we learn from these measurements will be used to enrich your experience on our web sites. <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a> does not use cookies for promotional or marketing purposes, nor is that information shared with third parties.<\/span><\/p>\n<p><span style=\"font-size: 12px;\"><b>Your Rights<\/b><\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 12px;\">Depending on your location, you may have rights regarding your information, such as:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12px;\">Access<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12px;\">Correction<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400; font-size: 12px;\">Request access to the information we hold about you and request corrections if it is inaccurate.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12px;\">Deletion<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400; font-size: 12px;\">Request that we delete your personal information, subject to legal and contractual obligations.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12px;\">Portability<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400; font-size: 12px;\">Request a copy of your data in a machine-readable format.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-size: 12px;\">Opting out of marketing<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400; font-size: 12px;\">Opt out of receiving marketing emails by following the unsubscribe link in our emails or contacting us directly.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-size: 12px;\">You can exercise these rights by contacting us at support@philstockworld.com.<\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 12px;\">At any time after you have registered or applied for a membership, you may personally access, review and\/or modify the information in your account profile. Upon your making any changes, any new item of information will replace the corresponding information previously provided.<\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 12px;\">What happens to my information if I am no longer a <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a> Member?<\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 12px;\">Former Members. If for any reason you are no longer a Member, your information will be archived in our system. The content of your voluntary postings, if any, will be retained. Applicants. If you apply for membership but do not become a Member, your &#8220;application information&#8221; will be archived in our system.<\/span><\/p>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12px;\"><b>Security of Your Information<\/b><\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 12px;\">We use industry-standard encryption methods to transmit <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a> application data between your computer and ours across the Internet. We restrict access to any transactional portions of our web sites to computers running web browsers that support the Secure Socket Layer (&#8220;SSL&#8221;) protocol. To use this protection technology, <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a> Members need to have an SSL-capable browser, such as Netscape Navigator 4.5 or higher, Microsoft Internet Explorer 4.5 or higher. These browsers will automatically activate the encryption technology when you log on to one of our web sites. <\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 12px;\">Please remember that you play a valuable part in data security as well. Your passwords to access our web sites, which you select when you register, subscribe, or join, should never be shared with anyone and should be changed frequently. After you have finished using one or more of our web sites, you should log off and exit your browser so that no unauthorized persons can use our web sites under your name and account information. Remember that any information you voluntarily disclose on-line in any news or message postings, discussion groups or chat rooms may be collected and used by others without your permission. Furthermore, if you provide any information to parties who operate web sites that are linked to or from one or more of our web sites, different policies may apply to their collection, use or disclosure of your personal information. We encourage you to review these external sites&#8217; policies carefully before revealing any sensitive or personal information.<\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 12px;\">Regardless of the precautions taken by you or by us, &#8220;perfect security&#8221; does not exist on the Internet. We cannot ensure or warrant the security of any information you transmit to us, and you transmit such information at your own risk.<\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 12px;\"><strong>Restrictions on Access by Children<\/strong><\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 12px;\">Federal law restricts our ability to collect information from children online. For this and other reasons, <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a> web sites are open only to persons 18 years of age and over. All Applicants are required to certify that they are 18 years of age or over. If we learn that an Applicant is under age 18, his or her access to <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a> will be immediately terminated with no further obligation to <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a>, and all identifiable information will be deleted. Misrepresenting age is a violation of our Usage Agreements and will not be tolerated.<\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 12px;\"><strong>Submitting Information<\/strong><\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 12px;\">Please remember that voluntary postings submitted through our Submission Forms, along with all volunt<span style=\"font-family: verdana, geneva, sans-serif;\">ary postings submitted through our <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a> web sites, are subject to widespread distribution. As set forth in <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a> Usage Agreements, Members are solely responsible for the content of their postings and must follow acceptable standards of behavior when posting messages online. Voluntary postings by Members become the property of <a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a>, and we cannot restrict disclosures of or otherwise guarantee the privacy of any information contained in such postings.<\/span><\/span><\/p>\n<h3><span style=\"font-size: 12px; font-family: verdana, geneva, sans-serif;\"><b>Third-Party Links<\/b><\/span><\/h3>\n<p><span style=\"font-weight: 400; font-size: 12px; font-family: verdana, geneva, sans-serif;\">Our Site may contain links to third-party websites. We are not responsible for the privacy practices or content of these sites. We encourage you to review their privacy policies before providing any personal information.<\/span><\/p>\n<h3><span style=\"font-size: 12px; font-family: verdana, geneva, sans-serif;\"><b>Changes to This Privacy Policy<\/b><\/span><\/h3>\n<p><span style=\"font-weight: 400; font-size: 12px; font-family: verdana, geneva, sans-serif;\">We may update this Privacy Policy from time to time. The &#8220;Effective Date&#8221; at the top of this page indicates when it was last revised. We encourage you to review this policy periodically to stay informed about our practices.<\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 12px;\">USE OF THIS SITE SIGNIFIES YOUR AGREEMENT TO THE PRIVACY POLICY AND APPLICABLE USAGE AGREEMENT.<\/span><\/p>\n<p class=\"MsoNormal\"><span style=\"font-size: 12px;\">PSW Investments, LLC d\/b\/a\u00a0<a href=\"http:\/\/philstockworld.com\/\">PhilStockWorld.com<\/a> reserves the right to change this policy at any time by posting a revised privacy policy on this web page.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>This Privacy Policy is applicable to the Members of\u00a0PhilStockWorld.com. Your privacy, and the privacy of all PhilStockWorld.com Members, is important to us, and we are committed to protecting the personal information you choose to share with us. Accordingly, we have adopted the following privacy policy, based on the principles of notice, choice, access and security [&hellip;]<\/p>\n","protected":false},"author":174,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4667","page","type-page","status-publish"],"_links":{"self":[{"href":"https:\/\/www.philstockworld.com\/wp-json\/wp\/v2\/pages\/4667","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.philstockworld.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.philstockworld.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.philstockworld.com\/wp-json\/wp\/v2\/users\/174"}],"replies":[{"embeddable":true,"href":"https:\/\/www.philstockworld.com\/wp-json\/wp\/v2\/comments?post=4667"}],"version-history":[{"count":4,"href":"https:\/\/www.philstockworld.com\/wp-json\/wp\/v2\/pages\/4667\/revisions"}],"predecessor-version":[{"id":12767955,"href":"https:\/\/www.philstockworld.com\/wp-json\/wp\/v2\/pages\/4667\/revisions\/12767955"}],"wp:attachment":[{"href":"https:\/\/www.philstockworld.com\/wp-json\/wp\/v2\/media?parent=4667"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}