{"id":12846518,"date":"2025-10-15T08:47:18","date_gmt":"2025-10-15T12:47:18","guid":{"rendered":"https:\/\/www.philstockworld.com\/?p=12846518"},"modified":"2025-10-15T18:36:39","modified_gmt":"2025-10-15T22:36:39","slug":"philstockworld-october-portfolio-review-members-only-4","status":"publish","type":"post","link":"https:\/\/www.philstockworld.com\/2025\/10\/15\/philstockworld-october-portfolio-review-members-only-4\/","title":{"rendered":"PhilStockWorld October Portfolio Review (Members Only)"},"content":{"rendered":"

\"ShuttingSame GIF as last month:\u00a0<\/strong><\/p>\n

Just yesterday Powell re-ignited the rally by saying he would end Quantitative Tightening because, sure, $6.6 TRILLION is all trimmed, right? It WAS $9Tn in 2022 so I guess you can say it’s come down but it also WAS $4Tn in 2020 and $1Tn in 2008 and we don’t count it as part of the National Debt but then – WHAT IS IT???\u00a0\u00a0<\/strong><\/p>\n

Our official National Debt is $37.6Tn, which does not include Entitlement (SS, Medicare, Veteran’s Benefits) Obligations as the Conservatives who now run the National Debt Clock<\/a> have removed those items as considerations. Even the Magafied Debt Clock shows a $1.9Tn budget deficit this year on $7.4Tn worth of Federal Spending (wherefore art DOGE?) and that’s AFTER deducting $675Bn for Tariff Revenue – that is still very questionable.\u00a0<\/p>\n

States, meanwhile, are also running up $1Tn in debt as the Federal Government pulls back in spending and if you are thinking “Hey, I live in a state!<\/em>” – perhaps you are seeing the problem… Moving expenses from the Federal to State Level doesn’t save anyone any money – unless they live in a red state that doesn’t believe in spending money on Education or Health Care or Infrastructure and, while that may save you money – it costs you YEARS OF YOUR LIFE:<\/p>\n

\"Life-Expectancy-Oct-14-2025\"<\/p>\n

That’s right, people in Red State Counties live as much (little?) as 20 years lest than those people in frog suits who are protesting the deportation of their neighbors. That’s why you saw so much shriveled skin during that naked bike ride protest. Blue State and County people tend to live a lot longer because they believe in things like vaccinations and clean water and all those other things that allow people to live longer, healthier lives.\u00a0\u00a0<\/p>\n

\"\"Anyway, getting back to our reviews: Last month<\/a>, we talked about all the money the Fed was printing and now we’re getting lower rates as well so yes, we’ve still got those constant inflows into US Equities – no matter what the news is, apparently. We’re just going to enjoy it while we can but things are slowing down as the S&P was at 6,695 on Sept 16th and now it’s at 6,727 so YAY!!! 32 points <\/strong>(0.5%) for the month.\u00a0<\/strong><\/p>\n

That’s the thing about toppy markets, you feel like you’re making progress but you’re not and you keep going deeper and deeper like a fly caught in one of those flower traps – by the time you realize it’s all sticky – you can’t get out and the trap closes on you!\u00a0\u00a0<\/p>\n

Q3 Earnings Season is just kicking off and the Government is shut down so we don’t know anything and it would be foolish to pretend we do. I do know we need to be careful and we just double-checked our hedges yesterday and I THINK we have enough – but who can tell in this egg-shell of a market.\u00a0 Here’s how the S&P looked in the past 30 days:\u00a0\u00a0<\/p>\n

\"\"<\/p>\n

AMD, MU and INTC had a hell of a month, right? Healthcare did very well, Utilities came back strong on AI demand, CAT is in a World of its own, WMT keeps marching on, META keeps dropping, Insurance Companies are still killing it…\u00a0\u00a0<\/p>\n

So let’s see how our Member Portfolios are holding up in all this chaos:\u00a0\u00a0<\/p>\n

Money Talk Portfolio Review:<\/strong> We can only adjust this portfolio when we’re on the show and my last appearance was July 9th<\/a> and I’ll be on again on Oct 29th and THAT is when we’ll make our next adjustments. At the moment, we’re up 100.9% at $200,856 and we started the summer at 110.5% – our cautious summer set-up missed out on some gains but we were much more concerned with protecting the gains we already had:\u00a0<\/p>\n

\"\"<\/p>\n

We’ll do a full review in two weeks so I’m not going to get into it now. LMT and TGT have been our biggest disappointments and I still like both of those long-term though, of course, we’ll have to make some adjustments going forward.\u00a0 Fortunately, we are 75% in CASH!!! as we did not think this summer would have such a rally.<\/strong><\/p>\n

$700\/Month Portfolio Review:<\/strong> We just reviewed this one last week<\/a> and we’re still on track for our $1M goal by 2031. At $70,667, we still have $929,333 (1,315%) left to gain so it’s certainly not to late to join us on our journey. Each month we add $700 to the portfolio and, as you can see, we’ve been very busy adding positions on a regular basis:\u00a0\u00a0<\/p>\n

\"700-Oct-15-2025\"<\/p>\n

This is a no-margin portfolio appropriate for IRA and 401K accounts.<\/strong><\/p>\n

Short-Term Portfolio (STP) Review:<\/strong> We just went over this one yesterday but I’ll still do a full review here. Our Short-Term Portfolio’s primary purpose is to hedge our long portfolios but, within the portfolio, we also hedge our hedges – so we don’t lose too much money in a bull market.\u00a0\u00a0<\/p>\n

BECAUSE we sell a lot of premium and the market has been flat(ish) for the past 30 days, our “Be the House<\/em>” strategy paid off and the STP has GAINED $25,386 (11%) for the month and we now sit up 27.2% since our June 4th start ($200,000) and still a whopping $242,206 of undeployed CASH!!!<\/p>\n

\"STP-Oct-15-2025\"<\/p>\n